Prestizia Insurance Blog
There are a lot of factors that may get you to ask yourself “Should I just cancel my car insurance?”. Our situations and circumstances change constantly and it might not always be in our best interest to have a car insurance or lots of coverage anymore. In this article, we discuss four common situations that may be a deciding factor as to whether or not you should cancel or adjust your car insurance
With the exception of no-fault states, after a car accident, you normally file a claim against the car insurance of the other motorist who causes it. But, what if the accident is your fault? It will be your insurer who has to cover the costs of the injuries and damages incurred. For this reason, the rates of your insurance are likely to increase when it is time to renew your policy.
There are many factors to consider in finding the best type of life insurance for you. In its most basic form, you should ask two questions. How long do you want the policy to last? How much are you willing to pay? There are 2 general types of life insurance. What best fits you depends on what you are looking for.
Do you want to switch to a corporation and leave sole proprietorship or general partnership behind? Many people in the business world consider the corporation as more beneficial than a general partnership or sole proprietorship. It is also not as expensive as you might think.
You might have complained that the premium you have to pay for car insurance is quite expensive. We all have. Instead of cutting the coverage and benefits provided, you can utilize discounts to reduce your costs instead. There are discounts that can reduce your premium significantly as long as you are aware of them. Here are some discounts that you can use to make your insurance payment less.
When you decide to purchase your health insurance, you are also “buying” your insurer, bank, and agent or broker. You are practically married to these people for life. If you plan to use and take advantage of the health policy benefits, a bad insurance agent will only become a disadvantage for you.
Life brings us a lot of changes. And since life changes, your life insurance should also change to fit the your current situation and your family. It is recommended to review your policy every few years so you will know if you still get the best rates and the right coverage. Certain changes in your life need you to reassess your life insurance policy.
Purchasing a house often comes with a mortgage plan that will put you in a big financial commitment for 5 to 40 years. During the period, your financial conditions change and your old mortgage might not be best suited for you anymore. When that happens, it’s a good idea to consider refinancing your mortgage.
There is no doubt that being in a car accident can be financially devastating. In addition to the trauma of just being in an accident, there is also the possibility of injury, hospital bills, time lost from work, and haggling with insurance companies. Here are some tips for reducing the damage.
A baby changes the perspective of new parents. The baby has a lot of needs and you want to give your child everything that you can. Is life insurance part of your plan? Buying a coverage is one of the best things that you could give to your family, especially in the financial aspect.