Prestizia Insurance Blog
When you decide to purchase your health insurance, you are also “buying” your insurer, bank, and agent or broker. You are practically married to these people for life. If you plan to use and take advantage of the health policy benefits, a bad insurance agent will only become a disadvantage for you.
Part of the responsibilities of an agent is to provide you with their knowledge regarding financial matters. They would offer their assistance when things go wrong. With them on your side, you should not stress yourself with important documents when making a claim.
Here are some questions that an agent should answer to you before buying your health insurance:
1. Can they provide at least two clients as their references?
An insurance agent who is willing to give information about two of his clients is beneficial to you. With this information, you will have an idea on how the agent handled his other customers especially when making claims.
2. What does the agent sell in their range of products?
In general, it is better to choose an agent who specializes in a specific insurance plan, compared to the one who sells all kinds of insurance policies. It is because a specialized agent would try to deliver the best services as this can affect his reputation and income.
3. Does the agent spend time to learn everything important about you, before recommending a policy to you?
It is essential that the insurance agent is an expert of the policy he is selling. He should be familiar with the process and the options out there. The goal of the agent is to give you the best choices. On your end, you need to ask questions and make clarifications. Try not to be contented with what is served to you easily.
4. What is the usual set-up of the agent when it comes to attending customers?
Before you buy your health insurance, ask the agent what to expect if you are unhappy with something about the policy or a service? What if the agent is on leave, who will attend to your concerns? The answers you get from these kinds of questions will give you an idea about the entire set-up.
Buying health insurance is something you will have for a long period of time. You do not want to regret your decision. The agent should be your go-to person when it comes to handling matters and dealing with problems. At Prestizia Insurance Group, we work hard in making sure that our clients are well-protected with policies that they can afford. To learn more about how we can help you, please contact our agency at (855) 436-6353 or Click Here to request a free quote.