Prestizia Insurance Blog
You might have complained that the premium you have to pay for car insurance is quite expensive. We all have. Instead of cutting the coverage and benefits provided, you can utilize discounts to reduce your costs instead. There are discounts that can reduce your premium significantly as long as you are aware of them. Here are some discounts that you can use to make your insurance payment less.
Discount for Good DriversYour insurer prefers good drivers because they are less likely to make an insurance claim. You can qualify for a good driver discount by having no record of breaking traffic laws or having an accident. You can take this further by attending classes regarding traffic safety, or even letting your insurer install in-car monitoring.
Discount for Low Car UsageThe less you drive, the less likely you’ll get involved in an accident. If you drive under a certain distance, then you can be eligible for this discount. Your insurer might require you to install electronic monitoring if you want to apply for this discount.
Discount for Association MembersIf you belong in a certain group or work for a certain company, you might be eligible for association discounts. For instance, members of the military have their own military discount for car insurance. Ask your insurer or organization to know if your occupation can provide you with car insurance discounts.
Discount for Good StudentsIt is known that insurance companies will charge younger drivers with more premium, knowing that they are more prone to accidents and bad driving behaviours. However, students who are deemed to be more responsible can be eligible for a car insurance discount. You just have to show your report card to your insurer to apply for this discount.
Having Good CreditNot only can you get lower interest for loans and better deals for credit cards, you can also pay less for your car insurance by having a good credit score. This is due to the fact that people with a higher credit scores tend to make less claims.
You can easily make a lot of yearly savings by using one of these discounts. Different insurance companies provide different amount and kinds of discounts, so you have to ask your insurer about what discounts are available. Having an insurer who provides a lot of discounts will surely be beneficial for you in the long run.
At Preztisia Insurance, we do our best in making sure that our clients are well-protected with affordable and comprehensive policies. To learn more about how we can help you, please contact our agency at (855) 436-6353 or Click Here to request a free quote.