Prestizia Insurance Blog
An insurance policy serves as a contract between you and the company. Just like other business contracts, you need to review every information that is written in your policy. It’s not enough that the insurance company assures you that your commercial vehicle is properly covered. It is your duty as a policyholder to know all the limitations, coverages and other information written on your policy.
Keep in mind, you don’t want your business to be put on a financial rut in case of a road accident that is not covered by your insurance company. Here are some things to know before signing a commercial car insurance policy.
Take Your Time
Review your policy no matter how long it takes to make sure that you are comfortable with everything that is written there. You should also do some research about your car insurance company to know if they can be trusted. Check with your state’s insurance department via phone or by visiting their website. They usually have a list of consumer complaints for different insurance companies.
Talk to Auto Repair Shops
Talk to different auto repair shops or auto dealerships because they often to talk car insurance companies. Ask them if they can recommend a hassle-free car insurance company that they’ve dealt with first hand.
Check Your Company’s Ratings
There are several ways to check the company’s financial rating. A.M. Best and Standard & Poor’s are two of the most visited websites for this kind of inquiry. You can also check J.D. Power and Associates if the company has received many consumer satisfaction surveys to help you decide.
Signing an auto policy is valid and binding under state laws. Before you sign anything, here are some tips to make sure you’re not going to get yourself in trouble.
Being knowledgeable about your car insurance policy will give you peace of mind that you and your vehicle are in safe hands. Another important thing to consider is a reputable car insurance company that can take care of your needs.
We at Prestizia Insurance, provide expert assistance to our clients in choosing the best deal within their budget. We are always ready to help and give our services. Feel free to contact us at (855) 436-6353. Get your free quote today by CLICKING HERE.